The Perqia Effect
Understand when borrowers can pay, and help them act.
Perqia combines cash-flow visibility, behavioral engagement, and rewards to create a more effective repayment journey.
For Finance Companies
Reach borrowers the instant they can pay.
Perqia helps finance companies improve payment performance by identifying when borrowers have available funds, delivering instant payment offers, and incentivizing positive behavior.
More on-time payments
Borrowers pay ahead of due dates instead of slipping past them.
Increased engagement
Every reward earned supports a positive behavior.
Lower delinquencies
Accounts stay current, preventing a delinquent status.
Reduced collection costs
Fewer borrowers reach collections, reducing ops time and expense.
Groceries
Waiting until the due date to reach borrowers leaves you fighting for leftover funds.
Car Insurance
Rent
Entertainment
Healthcare
Gym Membership
Student Loans
Utilities
Dining Out
Internet
Cash flow-aware
Perqia sees available funds and incentives borrowers at the moments they're positioned to pay
Reward positive behavior
Reinforce good habits with rewards that keep borrowers current.
Flexible payment options
Self-service payment scheduling, with fully customizable dates and amounts.
Day 1 Engagement
Introduce rewards at origination.
Welcome Bonus
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Integrate with your stack
Sync borrower data seamlessly and automatically.
LMS
LOS
CRM
Collections
Account Linking
Payment Processors
Monitor portfolio performance
Earlier visibility into risk and engagement.
