For Banks
Stay top-of-wallet to retain and grow borrower relationships.
Perqia helps banks create meaningful borrower interactions, encourage positive behaviors, and deliver new financial products when borrowers become eligible.
Proactive customer experience
Support borrowers early with personalized financial engagement.
Deeper customer relationships
Reward positive financial behaviors and strengthen long-term loyalty.
Increased product adoption
Present lending opportunities when customers are most likely to benefit.
Integrate with your existing systems
Connect with your core banking infrastructure.
Credit Card
Paid
Auto Loan
Paid
Credit Score
Increased
Personal Loan
Approved
Checking Account
Increased
Credit Card
Paid
Auto Loan
Paid
Credit Score
Increased
Personal Loan
Approved
Checking Account
Increased
Checking Account
Increased
Rent
Paid
Late Payments
Decreased
Student Loan
Paid
Direct Deposit
Enabled
Credit Card
Paid
Checking Account
Increased
Rent
Paid
Late Payments
Decreased
Student Loan
Paid
Direct Deposit
Enabled
Credit Card
Paid
The Perqia Effect
Help customers make better financial decisions.
Perqia enables banks to combine behavioral insights, engagement, and rewards to create stronger relationships and more relevant financial experiences.
Cash flow-aware
Perqia sees available funds and incentivizes borrowers at the moments they're positioned to pay.
Reward positive habits
Encourage actions that improve financial profile and long-term loyalty.
Relevant financial opportunities
Connect customers with products that align with their goals and circumstances.
Onboard earlier
Begin building engagement from the first interaction.
Welcome Bonus
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Integrate with your stack
Works alongside your core banking infrastructure.
Core
LOS
CRM
Account Linking
Payment Processors
Digital Banking
Measure relationship growth
Track metrics across your portfolio.
Turn borrowers into stronger banking relationships.
See how Perqia helps banks improve customer engagement, grow product adoption, and build lasting loyalty.
