How it works
Where Perqia fits in your lending lifecycle.
Go from connecting borrowers to better credit profiles. Perqia inserts an engaging loan payment experience, then syncs results back to your systems.
Financial Institution
Connect borrowers
By import or secure integration
System of Record
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1
Set up admin portal
Business rules, communications, and enrollment rules
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2
Branded onboarding
Digital campaign via approved channels
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3
Incentives
Points & rewards drive on-time borrower behavior
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4
Payments
Use Perqia's full suite, or bring your own payment rails
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5
Graduate borrowers
Increasingly qualified borrowers create new lending opportunities
Borrower
Motivation
Incentivized payment offers
Earns rewards
Points, tickets, momentum
Pays on time
Often days to weeks early
Increased Engagement
More on-time payments
Lower delinquencies
Reduced collections costs
New loan products
See how Perqia fits into your lending ecosystem.
From onboarding to payments, rewards, and borrower engagement, Perqia integrates with your existing systems to improve outcomes without disrupting your workflow.
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