Engage Borrowers,
Prevent Delinquency.
Engage Borrowers,
Prevent Delinquency.
Perqia proactively incentivizes borrowers to make on-time payments
Integrates with the leading systems in lending
Designed for Auto Lending
Designed for Auto Lending
Modern tools to empower borrowers, reduce payment friction, and increase servicing efficiency.
Modern tools to empower borrowers, reduce payment friction, and increase servicing efficiency.
For the Borrower
Enable borrowers to prioritize their auto loan with a flexible self-servicing and rewards program.
Enable borrowers to prioritize their auto loan with a flexible self-servicing and rewards program.
For the Borrower
Enable borrowers to prioritize their auto loan with a flexible self-servicing and rewards program.
For the Borrower
For the Enterprise
Drive and forecast performance on the borrower groups that need it most.
For the Enterprise
Drive and forecast performance on the borrower groups that need it most.
For the Enterprise
Drive and forecast performance on the borrower groups that need it most.
For the Servicer
Built for Financial Institutions and Their Customers
Built for Financial Institutions and Their Customers
Built for Financial Institutions and Their Customers
Perqia helps stay top of wallet share for borrowers, prevents delinquency, and seamlessly aligns with your existing infrastructure.
Perqia helps stay top of wallet share for borrowers, prevents delinquency, and seamlessly aligns with your existing infrastructure.
Perqia helps stay top of wallet share for borrowers, prevents delinquency, and seamlessly aligns with your existing infrastructure.
Native Compatibility
Integrates with your existing LMS, CRM, and payment processors plus our native ACH payment processing option.
Native Compatibility
Integrates with your existing LMS, CRM, and payment processors plus our native ACH payment processing option.
Day-0 Engagement
Built-in rewards engine focuses borrowers on making loan payments amid competing financial priorities.
Day-0 Engagement
Built-in rewards engine focuses borrowers on making loan payments amid competing financial priorities.
Built for Enterprise
Equip your team with proactive tools, scalable across all your portfolios, regardless of borrower type.
Built for Enterprise
Equip your team with proactive tools, scalable across all your portfolios, regardless of borrower type.
Team
Team
Team
John Valanidas
Co-Founder
John Valanidas
Co-Founder
John Valanidas
Co-Founder
Justin Mankita
Co-Founder
Justin Mankita
Co-Founder
Justin Mankita
Co-Founder
P.J. Goben
Advisor
P.J. Goben
Advisor
P.J. Goben
Advisor
Howard Spira
Advisor
Howard Spira
Advisor
Howard Spira
Advisor
Siddhartha Oza
Advisor
Siddhartha Oza
Advisor
Siddhartha Oza
Advisor
Our team is led by those experienced in product development, consumer lending, and business strategy. We’re backed by advisors who’ve led in consumer fintech innovation, subprime auto loan servicing, and enterprise engineering. Together, we bring a customer centric perspective to creating solutions for our partners in the auto lending and servicing.